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Frequently Asked Questions
How Does it work?
Set your goal target, duration and monthly savings amount
Make the first deposit towards your goal securely, powered by RazorPay
All your next deposits will happen automatically via AutoPay
Once your goal is completed, your money will be returned in your linked bank account
Make your purchase at the partner store of your choice (offline or online)
Upload your invoice on Tortoise and get your cashback credited into your account instantly
Can I combine this with other offers?
Yes, the Tortoise cashback is over and above all other offers available at the partner stores
What if I want to cancel my goal?
You can cancel your goal anytime and your savings will be transferred back within seconds. Your cashback earned will however be fortefid.
Where is my money kept?
Your savings money is safely kept in an RBI licensed bank account with Razorpay
Why should I not save in my bank account?
Tortoise gives you ~10X higher returns than bank interest.
Compared to saving INR 10,000 in a Bank or Mutual Funds for 6 months
Bank RD @ 5% returns p.a.
Mutual Funds @ 12% returns p.a.